Thermal

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Thermal is in open beta. Every account gets 14 days of full Pro, free, no card.

Why Thermal

Your complete financial picture. One platform.

Connect every account: banks, brokerages, crypto. Track spending, manage investments, and plan retirement with Monte Carlo simulations.

Bank-level encryption
10,000+ Monte Carlo simulations
Connect 12,000+ institutions
14-day free trial, no credit card required

Replacing Monarch, Copilot, or Personal Capital? Thermal does what all three do, in one app.