Thermal
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Why Thermal
Your complete financial picture. One platform.
Connect every account: banks, brokerages, crypto. Track spending, manage investments, and plan retirement with Monte Carlo simulations.
Bank-level encryption
10,000+ Monte Carlo simulations
Connect 12,000+ institutions
14-day free trial, no credit card required
Replacing Monarch, Copilot, or Personal Capital? Thermal does what all three do, in one app.