Cards & Receipts
Stop leaving card perks
on the table.
A premium card carries hundreds of dollars in annual credits. Thermal tracks each one against your real transactions, warns you before they expire, and tells you which card to use before you pay.
14 days free · Full Pro access · No credit card
Expiring soon
$200 travel credit
Matched from recent transactions
Wallet Intelligence
Benefits, cards, and rewards in one place
Benefit Tracking
Every credit, tracked against real transactions
Airline fees, hotel credits, digital subscriptions, Uber Cash: each benefit shows used, remaining, and expiring, with progress measured from your actual charges, not your memory.
Proof, Not Vibes
See exactly which charges counted
Open any benefit and the matched transactions are right there. Know whether a credit posted, a perk renewed, or a benefit went unused, without logging into the issuer portal.
Decision Support
Know which card to pull out, every time
The best-card table compares reward rates across your wallet for groceries, dining, travel, and more, valued at your own point valuations. Earn what your cards were supposed to earn.
Receipts & Line Items
What did that $284 at Whole Foods actually buy?
Bank feeds stop at the merchant and the total. Receipts and the Chrome extension take Thermal down to the line item.
Scan any receipt
Snap a photo and AI reads the merchant, date, total, and items, then matches it to the right transaction automatically.
Order history, imported
The Chrome extension pulls your order history from Amazon, Costco, Target, and Walmart and matches each order to its charge. No typing, no forwarding emails.
Split by what you bought
One Costco run covers groceries, a TV, and motor oil. Split a single charge across categories by item, so your budget reflects reality.
Searchable forever
Need the receipt for a return or a warranty claim? It's attached to the transaction, item by item, not buried in a shoebox.
14 days free · Full Pro access · No credit card
Plays Well With Budgets
Credit cards that don't wreck your budget
In envelope mode, card spending moves budgeted cash into a payment envelope automatically, so the statement is funded before it arrives.
See envelope budgeting →Ready to get more out of your wallet?
Link your cards, confirm the matches, and let Thermal keep the benefit checklist current.
14 days free · Full Pro access · No credit card